I am in default on my car and my house; can I keep them if I file for Bankruptcy?
Most people can cure defaults on home mortgages and car loans and keep those assets. Each case is different so professional advice is important.
Does bankruptcy cost a fortune?
Cost is determined on a case by case basis, but the first ½ hour conference is free, so it will cost you nothing to find out for yourself about your particular case.
Will I loose many of my assets?
Federal Bankruptcy Laws provides generous exemptions which can be used to protect a wide variety of valuable assets. All cases are different, and not all assets are completely protected, but much can be protected.
How long does it take?
From the time information is provided to the time a Discharge is entered, it usually takes about 6 months in Chapter 7. Chapter 13 takes longer, usually 36 months, but the benefits of Chapter 13 are different and the requirements are different.
What debts are dischargeable?
Credit card debt, medical and legal bills, utility bills and many other types of debt are dischargeable in full. Taxes and Domestic support obligations are generally not dischargeable.
(The services I offer are for bankruptcy relief under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 and the Bankruptcy
Code. I am a Debt Relief Agency. I help people file for bankruptcy relief under the BAPCPA and the Bankruptcy Code.)
Call today for your free ½ hour consultation – 570-345-2888